Personal lending
Support between paydays, and beyond.
Personal financing for eligible working professionals who need practical support for planned or unexpected expenses.
Explore salary deduction loans
Good Creditis Life
Apply online for a personal or business loan. Enjoy straightforward terms, easy repayments, and a decision within two (2) business days of submitting your completed application and all required documents.
WiLoan PrivilegeTop up your existing loan, up to your original approved limit.Available once you have repaid at least 20%Review within two (2) business daysSubject to submission of your completed application and all required documents
Apply onlineApply from wherever you are
Proudly serving Trinidad & Tobago.Available to persons working in T&T.
Choose the loan
that fits.
Personal, business, and public-sector lending with an online application and terms explained before you commit.
WiLoan Privilege
Top up your loan as you repay.
Existing customers who have repaid at least 20% can access additional funds up to their original approved loan limit.
Business lending
Capital for your next stage of growth.
Flexible financing for Caribbean businesses investing in inventory, equipment, operations, or expansion.
Government employees
Financing designed around your salary.
Reliable lending options for eligible public-sector professionals, with a straightforward repayment structure.
Check your
eligibility.
Salary deduction loans are available to employees of eligible employers, with repayments made primarily through salary deduction. The same requirements apply to new and refinanced loans.
I'm ready to applyWho can apply
- Eligible employerYou must be employed with an employer approved by WiLoan for salary deduction.
- Repayment by salary deductionRepayments are made primarily through deductions from your salary. This applies to new loans and refinanced loans.
Documents you will need
- Job letterDated within the last three months.
- PayslipYour most recent payslip, dated within the last month.
- IdentificationA valid, unexpired government-issued ID.
- Proof of addressMeeting WiLoan’s approved document and recency requirements.
Estimate your monthly payment.
Adjust the amount and repayment period to see an illustrative estimate at a representative 8.9% APR.
Estimated combined monthly payment
TT$974- Monthly loan installment
- TT$874
- Monthly platform admin fee
- TT$100
- Total repayment (including fees)
- TT$11,689
- Estimated interest
- TT$489
Apply Online.
Complete the application online. If you have a question about documents, terms, or repayment, our local team can help.
A decision within two (2) business days
After receipt of your completed application and all required documents, our team reviews your request and gives you a clear answer.
Your information stays confidential
Personal and financial details are handled securely throughout the application and review process.
Terms you can understand
We explain your repayment schedule and key terms before you commit, so you can make an informed choice.
Real support when you need it
Questions are handled by a responsive team, not left inside an automated process.
WiLoan is built not only to provide responsible credit, but to help people move their lives forward.
Ashley TaylorChairman, WiLoanFrom application
to funds.
Create an account, submit your details, receive a decision, and get approved funds paid to your account.
01Step 01
Register & verify
Create your account and securely verify your employment details.
02Step 02
Apply online
Tell us what you need through one straightforward online application.
03Step 03
Get a decision
Receive a decision within two (2) business days of submitting your completed application and all required documents.
04Step 04
Receive your funds
Once approved, funds move directly to your designated account.
Our mission is to make credit access fast, fair, and financially responsible across the Caribbean.
Lyron MarlowCEO, WiLoanStart your
application.
Complete the form online. If you need help before applying, call or email our Port of Spain team.
Or apply in the COLOUR app
