Meet the repayment threshold
You may become eligible after meeting the required repayment threshold on your existing loan, currently a minimum of 20%.
WiLoan Privilege
Access a top-up on your existing loan after meeting the required repayment threshold, with additional funds available up to your original approved loan limit.
How it works
Top up within your original limit
A Privilege top-up restores borrowing within your existing loan facility, up to its original approved limit.
WiLoan confirms your amount
WiLoan will confirm your eligibility and the available amount before you proceed.
Request from your account
Sign in to your WiLoan account to check your Privilege status and send your request.
An example
If your original approved loan was TT$10,000 and you have reduced your principal balance to TT$8,000, an approved TT$2,000 top-up would bring your principal balance back to TT$10,000.
Privilege or refinancing?
Privilege Option
A top-up within your existing loan facility, up to its original approved limit. It may suit you if you quickly need additional funds within that limit.
Refinancing
A new loan that settles and replaces your existing loan. It may suit you if you want a higher amount or a different repayment period, subject to WiLoan’s assessment and approval.
Our team can help you understand the options available to you. See the Privilege and refinancing FAQs for more detail.
Check your Privilege status.
Sign in to see whether your loan has reached the repayment threshold and how much you may be able to access.